SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2025
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1001711,980.47.81987,742.77.3733,125.02.063322,750.21.329911,302.90.34,89185,555.91.46,265132,457.11.1
De 100.1 a 250234,384.217.36810,930.010.2477,736.05.024739,945.22.216627,522.70.6933148,736.72.51,484239,254.91.9
De 250.1 a 500248,452.233.33010,955.610.34817,853.311.613347,262.52.612546,269.61.0626219,319.93.7986350,112.92.8
De 500.1 a 100032,176.28.62114,157.813.33020,916.313.613797,606.25.513292,629.72.1405284,265.34.8728511,751.54.1
De 1000.1 a 200000.00.01319,628.918.42636,573.223.770101,296.35.7103150,468.63.4221309,257.15.2433617,224.14.9
De 2000.1 a 300000.00.049,053.88.51535,242.522.91947,990.92.756139,126.63.172170,943.82.9166402,357.63.2
De 3000.1 a 400000.00.013,212.73.0310,184.16.61758,245.33.348170,734.33.858202,573.13.4127444,949.43.6
De 4000.1 a 600000.00.0522,334.620.9210,345.36.71053,368.83.044225,001.05.152254,006.64.3113565,056.24.5
De 6000.1 a 800000.00.000.00.000.00.0427,537.51.543302,928.46.824161,759.32.771492,225.23.9
De 8000.1 a 1000018,358.033.018,636.88.100.00.019,130.00.538343,536.77.727237,330.04.068606,991.54.9
De 10000.1 a 1200000.00.000.00.000.00.0555,609.23.123250,989.05.6999,490.81.737406,089.03.3
De 12000.1 a mas00.00.000.00.0112,066.37.8411,228,400.768.7702,693,656.560.5783,781,948.863.51907,716,072.361.8
SUB - TOTAL C$22225,350.9 341106,652.8 245154,042.0 1,3171,789,142.7 1,1474,454,166.0 7,3965,955,187.3 10,66812,484,541.7 
PORCENTAJE2.10.2 3.20.9 2.31.2 12.314.3 10.835.7 69.347.7 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 254730.62.120252.910.140493.24.32072,760.45.32,00419,524.05.729,588307,736.310.631,906330,797.310.0
De 25.1 a 5000.00.08316.312.6361,369.711.81305,062.09.759522,419.36.56,141207,296.07.26,910236,463.47.2
De 50.1 a 7500.00.05312.712.5251,598.113.8342,121.44.019612,171.93.51,54295,091.93.31,802111,296.03.4
De 75.1 a 100199.26.93266.410.67626.65.4444,045.07.727725,809.47.591780,822.82.81,249111,669.53.4
De 100.1 a 20000.00.02287.211.5101,547.013.4517,250.013.821032,460.49.51,215170,758.85.91,488212,303.46.4
De 200.1 a 40000.00.02502.020.072,197.919.0369,822.418.713739,566.511.5673188,784.46.5855240,873.27.3
De 400.1 a 60000.00.01570.022.721,035.08.9115,244.710.05929,183.78.5224110,275.43.8297146,308.84.4
De 600.1 a 80000.00.000.00.01709.86.132,094.84.02517,573.55.1150104,938.83.6179125,317.03.8
De 800.1 a 100000.00.000.00.000.00.098,800.116.82725,180.47.3139128,948.24.5175162,928.74.9
De 1000.1 a 200011,310.091.000.00.012,000.017.322,479.04.72842,367.412.3200292,595.110.1232340,751.510.3
De 2000.1 a 300000.00.000.00.000.00.012,720.05.2715,678.44.668176,779.16.176195,177.65.9
De 3000.1 a mas00.00.000.00.000.00.000.00.0761,400.017.91201,029,196.735.61271,090,596.733.0
SUB - TOTAL US$491,439.8 412,507.6 12911,577.3 52852,399.8 3,572343,334.9 40,9772,893,223.6 45,2963,304,483.0 
PORCENTAJE0.10.0 0.10.1 0.30.4 1.21.6 7.910.4 90.587.6 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$27178,084.6 382198,492.5 374578,053.8 1,8453,708,247.9 4,71917,028,569.9 48,373111,917,506.8 55,964133,508,955.5 
PORCENTAJE0.50.1 0.70.1 0.70.4 3.32.8 8.412.8 86.483.8 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.